Life & Health

Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by an insured. Health insurance can reimburse an insured for expenses incurred from illness or injury, or pay the care provider directly. The cost of health insurance premiums are deductible to the payer and benefits received are tax-free.

Life insurance pays out a sum of money on the death of an insured person. The goal of life insurance is to provide a measure of financial security for your family in the event of your death. Because there are many different types of life insurance policies, it is important that you understand how to choose the policy that’s right for you and how much you need.

Disability insurance pays some or all of a persons salary if they become disabled and are unable to work at their job. According to the Council for Disability Awareness, at least one out of every four workers will become disabled at some point during their working career. The disability can come from accidents or injuries, as well as from other debilitating illnesses such as cancer or a heart attack. Disability insurance can reimburse disabled workers for some of the income they lose while recovering from illnesses and injuries.

Contact us for quotes regarding: